I agree. Replacement value insurance is better because they have to use market rates for replacing your stuff. What gets you, no matter what the policy is the deductible. I have a $500 deductible, which still keeps me thinking about security.
Age 65.
20 ft. Jetcraft. 90hp Evinrude Etec, 8hp Yamaha kicker, Minn Kota electric troller. Electric 1106 Scotty downriggers, Lowrance HDS7 Fish Finder/GPS. Airmar P66.
Also have a 15 ft. Gregor. 25hp Yamaha electric 2-stroke. Two electric 1106 Scotty downriggers. Lowrance HDS7 Fish Finder/GPS.
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